Make an Appointment: (231) 272-5681 |   [email protected]

  • banner image

    Rates & Insurance


    • $180 per intake session
    • $150 per 50 minute session
    • $180 per 75 minute session


    At this time, IHT is a private pay practice. However; depending on your current health insurance provider or employee benefit plan, it is possible for services to be covered in full or in part. Please contact your provider to verify how your plan compensates you for psychotherapy services.

    We recommend asking these questions to your insurance provider to help determine your benefits:

    • Does my health insurance plan include mental health benefits?
    • Do I have a deductible? If so, what is it and have I met it yet?
    • Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
    • Do I need written approval from my primary care physician in order for services to be covered?

    Wait, Why Doesn’t IHT Take Insurance?

    By operating a 100% private pay practice, IHT is able to provide you more complete privacy and confidentiality, allowing you control over how your personal information is shared. Insurance companies require any healthcare provider to assign a diagnosis code justifying any service provided. When a therapist/counselor provides a mental health diagnosis (ex. Depression, Anxiety Disorder, Substance Use Disorder, etc.) in order to seek reimbursement, that diagnosis becomes part of your medical history records. This can have unintended effects later on if this information is shared, either intentionally (medical history review for employment, insurance, etc.) or unintentionally (HIPPA violations, insurance database hacking, etc.).


    We accept cash, check, PayPal, and all major credit cards as forms of payment. We also accept payment directly via this website and in your client portal. Payment is due at the time of service and is collected at the start of session.

    Cancellation Policy

    To avoid a $100 no show or late cancellation fee, if you are unable to attend a session, please make sure you cancel at least 24 hours beforehand.

    No Surprises Act

    Standard Notice: “Right to Receive a Good Faith Estimate of Expected Charges” Under the No Surprises Act No Surprises Act: Under Section 2799B-6 of the Public Health Service Act, healthcare providers are required to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services, both orally and in writing. These “Good Faith Estimates” of expected charges are given upon request or at the time of scheduling healthcare services. You have the following rights: 

    ● To ask your healthcare provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service. 

    ● To receive a Good Faith Estimate for the total expected cost of any non-emergency items or services in writing at least 1 business day before your medical service. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees. 

    ● To dispute any bill that is at least $400 more than your Good Faith Estimate. Make sure to save a copy or picture of your Good Faith Estimate. 

    For questions or more information about your right to a Good Faith Estimate and your dispute resolution options, visit

    Any Other Questions

    Please do not hesitate to reach out with additional questions.